Real Estate

In the first quarter of 2024, homeowners are sitting on over $32 trillion in home equity, marking an all-time high, according to the St. Louis Federal Reserve. This surge is largely attributed to the unprecedented rise in housing prices across the country. The average borrower has access to approximately $214,000 in equity that can be
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The disconnect between the strong performance of the U.S. economy and the pessimistic sentiments of the population has finally shown signs of improvement. Economists are now observing a shift away from the prolonged negativity, which has been coined as the “vibecession.” According to Michael Pearce, deputy chief U.S. economist at Oxford Economics, as inflation rates
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Despite various attempts to stabilize the Chinese economy, the property market in China continues to face challenges. Bill Winters, CEO of Standard Chartered, expressed his concerns about the uncertain investing environment in China. He highlighted the low consumer confidence and international investor confidence, attributing them to the unresolved issues in the property market. Winters noted
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Nobel Prize-winning economist Joseph Stiglitz has criticized the Federal Reserve’s monetary policy tightening and its impact on inflation. Stiglitz argues that the Fed needs to make a significant interest rate cut to address the inflation problem that has been exacerbated by the central bank’s actions. He emphasizes the importance of normalizing interest rates but believes
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In recent weeks, the mortgage market has seen a significant shift towards refinancing, with interest rates declining for the fifth consecutive week. According to the Mortgage Bankers Association, total mortgage application volume increased by just 1.6% last week compared to the previous week. The average contract interest rate for 30-year fixed-rate mortgages also saw a
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China’s housing market continues to struggle despite various government stimulus efforts. JPMorgan economist Haibin Zhu believes that these measures have been inadequate in supporting the sector. Home prices are still facing downward pressure, with projections suggesting that stability may not be achieved until 2025 at the earliest. Recent data released by China Index Academy paints
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