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The pandemic-inspired wave of indulgent spending, dubbed “revenge spending,” has crashed and burned, replaced by a surprising and arguably healthier trend: “revenge saving.” Far from the carefree shopping sprees of recent years, Americans are now increasingly cautious, choosing to bolster their personal savings instead of blowing their disposable income on luxuries. The notion that consumers,
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America stands on the precipice of a looming crisis in student loan repayment, a crisis exacerbated by the recent resumption of collections by the U.S. Department of Education. As the nation emerges from the shadows of the pandemic, borrowers are now confronting a fierce reality known as the “default cliff.” With approximately 31% of federal
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The news surrounding credit card interest rates is alarming, with recent trends pointing towards a distressing increase that consumers can no longer afford to ignore. As reported by both LendingTree and Bankrate, these rates have reached staggering heights, averaging over 20%, and in some cases rising to 24.3% for new cards. Such exorbitant rates don’t
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