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In the aftermath of the so-called “big beautiful bill,” it’s increasingly clear that this legislation is not the simple boon its proponents claim it to be. While on paper it appears to bolster tax cuts for many Americans—especially the middle class—the underlying complexities and unintended consequences threaten to undermine its supposed benefits. What’s often overlooked
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In recent years, the landscape of federal student loan repayment has undergone tumultuous changes that threaten to leave indebted students stranded and vulnerable. While policymakers often tout reforms as progress, recent developments suggest a troubling rollback of support mechanisms designed to protect borrowers. The demise of the SAVE plan, introduced as a groundbreaking solution to
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The recent announcement of President Donald Trump’s sweeping tax and spending package, which introduces significant caps on federal student loans, presents a superficially appealing effort to curb debt. However, this policy risks doing more harm than good by fundamentally misunderstanding the nature of higher education financing and the real causes of student debt crises. While
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In today’s uncertain economic landscape, a startling disconnect exists between what American workers believe they need for a comfortable retirement and what they actually possess. According to a recent survey, individuals participating in retirement plans estimate requiring approximately $1.28 million to retire comfortably. Yet, only a small percentage—about 30%—believe they will have accumulated at least
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In recent months, millions of federal student borrowers have experienced a fleeting illusion of financial respite. The federal government, under the guise of compassionate aid, temporarily paused interest accrual on student loans through the SAVE forbearance program. For many, it seemed like an attainable pathway toward debt relief amid economic uncertainty. However, this illusion is
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Despite official reports suggesting that inflation is easing, the economic landscape remains riddled with turbulence that directly impacts American families. The notion that the economy is recovering comfortably is, at best, an optimistic illusion. Beneath the surface, new tariffs and policy decisions threaten to destabilize household finances, making everyday essentials a growing burden. For many
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