In every corner of the world people are thinking to spend money as less as possible like buying of few clothes with minimum amount, eating less and more only at the time of holidays or in case of any kind of occasion. But this practice is not at all easy as you need to give up many more things, but this is very important, useful and lastly a bit painful. Now the question arises- are there any ways to save money without facing any kind of troubles? Well, let’s check out.
- It is very important to maintain yourself and be a fit person. For this you need to take healthy food, consume less polluted air, clean water and consider other important factors which are regarded as the primary things of life. These basic things help to maintain good shape and not only that, you can also save a lot of money from life insurance and health insurance.
- You can also save money from car insurance if you maintain the car properly. In case of auto insurance you need to check your vehicle every year to save money as you may need to pay less premium or can increase the level of deductions. For any kind of old car you need to pay more premium as well as collision coverage.
- One of the most important approaches to save money is to increase the credit score. A good credit score depends on your car loan, home loan or auto insurance. You can earn a lot of money when you find that you have scored a good number of credits and every credit score accumulates to gift you money.
- In case of investment you need to find out low budget mutual funds as required, pulling down the level of cost ratio. The basic rule is to maintain the weighted average expense ratio below the 50 basis point. You need to maintain this for every mutual fund against those mutual funds which ask for at least 1 percent as annual fees
- Like all other expenses, you have to spend a lot of money for those things without which you can’t live as they become your part of life like phones, cable, internet service and more. These three are named as Triple Play when they are conjugated and when you apply for triple play you need to pay only one bill in a month.
- Control of cost is very important and for this you should have to maintain a certain level with your prepaid mobile. Don’t ask your service provider for post paid service as you will find extra charges for those service which you never asked for, so it’s always better to avail a prepaid cell phone service.
- Getting a thing directly from company’s room to your room decreases the cost of that particular thing. Not only that you can also avail various kinds of discounts which you find as coupon with promo codes or a flat discount on every purchase. If, you are thinking for any kind of big shopping, don’t need to check out every shop, rather you can find best deals in internet on various site
- The bonus for scoring a good number of credits shouldn’t be spent without any means. You can use this card for everyday purchase where as you can pay monthly bills through credit cards automatic payment method.
