As you probably know, there are a lot of banks offering some sensational deals when it comes to credit cards, no matter if we’re talking about rewards credit cards, cash back credit cards or others. The thing is that not anybody can actually afford them…
Most of them have ridiculous annual fees, but, on the other side, they have some impressive advantages, especially for regular travelers.
Almost any major credit card issuer has one top notch card, which, besides some fancy names, including words like “elite” or “prestige”, and being made from metal or even gold, requires an excellent credit score. Not to mention that it helps a lot of you’re wealthy!
Curious already? Let’s find out which are the most exclusive cards of the moment!
American Express Centurion Card (The Black Card)
You definitely heard about it and you should know that you simply can’t apply for it, since it’s invitation only. As for the qualification criteria…well, you need to spend between $100,000 and $450,000 per year, while your annual earnings should be around $1 million. Sure, you also need to own an American Express credit card for at least a year, but really, does that matter anymore?
Instead, you get a $200 credit toward air travel spending, as well as access to airport lounges, exclusive entertainment tickets and so on. Ok, back to Earth.
MasterCard Gold Card
Yep, it’s a gold one for real! This 24-carat gold-plated card gives you access to a luxury card concierge, as well as a “members-only luxury magazine”. Also, you get double the points when you’re redeeming for airfare, while when you’re purchasing any luxury gifts, 2% of their actual value is returned as cash back. Finally, there’s also $200 air travel credit and access to 1000 airport lounges, all over the world.
MasterCard Black Card
And finally, we have something similar to the Gold Card, but offering just 1.5% cash back and $100 annually air travel credit. The concierge access is also included, as well as the subscription to the luxury magazine.
What do you think about these credit cards? Pretty impressive numbers they’re implying, right?
