A lot of people are already using rewards cards nowadays since they come with some serious perks, which just can’t be ignored. However, there’s no doubt that the number one advantage they’re after is getting cash rewards as often as possible. And, of course, in larger amounts.
A multicategory spender? This is for you!
If you’re interested in a card like this and your spending falls into various categories, you should state away from cards with rotating rewards categories, since they can be a bit difficult to manage.
In this case, one of the best options you have is the HSBC Cash Rewards Mastercard credit card, which comes with several bonuses and convenience.
Specifically, what makes it such a good choice is the fact that if offers a $150 cash reward, if you meet the spending requirements. Specifically, we’re talking about $500 in the first three months. Besides this, you can also get unlimited 1.5% cash back on all purchases.
The cash rewards can be redeemed for…well, cash, gift cards, merchandise and travel perks.
But this is not everything!
The HSBC Cash Rewards Mastercard includes other card rewards as well, like a 10% anniversary bonus on everything you’ve earned until then, every year, as well as travel and shopping benefits.
The card includes specific benefits, like Master Assist, Master RoadAssistRoadsive Services, as well as $1 million in travel accident insurance. Shopping benefits, like extended warranty, purchase protection, and identity theft resolution services are included.
All these come for a 0$ annual fee, 0$ intro APR for the first 15 months on balanced transfers (after this it’s 14.24%, 18.24% or 24.24% variable APR), and 4% balance transfer fee. If you’re the kind of user who makes foreign transactions, the fee is $0.
There’s no doubt that the HSBC Cash Rewards Mastercard is a great pick for anybody who likes the convenience of a flat-rate rewards card instead of a simple card, which only awards purchases from specific categories. Even more, it’s ideal for transferring and paying down a balance from another card, as well as traveling abroad and wishing to avoid paying foreign fees.